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Deductions & credits
You can remove the excess, but you need to do it before the close of the tax year. You can't wait until the due date of the tax return. That only applies to the first year you over-fund the account, since often that is a mistake so the IRS allows you some extra time to correct it. Once you realize the mistake since it is reported on your tax return, the IRS requires you to correct it by the end of the current year.
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‎April 12, 2020
3:58 PM