You can only deduct the premiums if they are after tax. If you are unsure, look at a pay stub. If it is subtracted from gross income before stating the net, then it is pre-tax and not deductible. You are already getting a deduction.
After tax medical is entered on Schedule A.
Medical, dental, and vision expenses are reported on Schedule A and entered in the Deductions & Credits section:
- With your return open, search for "Schedule A" and then click the "Jump to" link in the search results.
- Answer Yes on the Did you have any medical expenses in 2019? screen.
You will then be prompted to enter your medical expenses, starting with prescriptions.