Thanks for reply. Just to clarify, I did have Family HDHP for three months through March 2019, so your explanation of why the software stated that I was limited to $2,000.
So, my only confusion is the interest owed point. I need to withdraw the excess contribution of $2,000 (reminder I contributed $4000, so $2000 is considered excessive. Anyhow I understand that my withdraw needs to be by the new July 15th date. Since most of my HSA balance is invested in the market, and the market is way down, I want to withdraw the money later in the summer. So.... my question is in reference to the "interest" that I have to pay? My understanding from the software was to only withdraw the overfunding amount by the filing date.
