I spoke today with a tax expert affiliated with Military One Source. He said this is something that is common, and that you should enter only the first 1098 and combine the interest. I also combined the property taxes, however, I went to the tax collector website for San Diego to make sure I had paid the right amount of property taxes. It usually is in two installments, but a payment is for the year before. You can also call your mortgage lender to verify the amount of property taxes paid for 2019, since usually they are the ones that make those payments from your escrow account. I wasted so much time trying to figure this out, I hope this can help someone!
