It depends on your filing status and modified adjusted gross income. According to the IRS, if you were covered by a retirement plan at work, your deduction for contributions to a traditional IRA is reduced (phased out) if your modified AGI is:
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More than $103,000 but less than $123,000 for a married couple filing a joint return or a qualifying widow(er),
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More than $64,000 but less than $74,000 for a single individual or head of household, or
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Less than $10,000 for a married individual filing a separate return.
The above income limit also limits your IRA contribution deduction. Please view this IRS link for more information.
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