Child tax credit, EIC, IRS delays refund and Turbotax rushing payment for filing

I filed me and my husband's taxes on January 28 and asked that payment to Turbotax be made using the refund. However, because we have child credits and eic the IRS decided to hold our refund for up to 60 days from March 16th. First, we had no warning that this was going to happen, but to make matters worse Turbotax sent us a message saying they will be taking their $85-86 from our account on April 3rd regardless. Regardless that the IRS is holding our refund that we need. Regardless of what it going on with the economy and what situation we are in. We have two children and filed jointly on January 28th. Only one W2 was on there and we were told by the IRS that we might have to wait until May 16th for them to finish reviewing it. And while we have to wait patiently for the IRS ....Turbotax is going to take money directly out of our account before we get our refund.