MaryK4
Expert Alumni

Deductions & credits

In general, there is a lot of confusion with HSA and the requirements- in most cases if your company offers the HSA they do so BECAUSE you have the HDHP.  It's only when the insurance or the HSA is not in the same benefit plan that the taxpayer might not qualify. The HDHP just refers specifically to the deductible- so PPO, HMO,etc all CAN be HDHP.

 

See What is a high deductible health plan (HDHP)?

 

@susihan

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