The reason you have to pay back the PTC is that when you married, your combined incomes are used to figure your eligibility, and you no longer qualify for it.
There is no way to prorate it for the months you were not married. It's just the way the PTC is calculated. as DaveF1006 said:
"When you apply for coverage in the Health Insurance Marketplace, you estimate your expected income for the year. Your monthly premium amount is based off of that estimate. if your estimate is lower than your actual income for the year, you must pay back the excess premium amount that you would have paid off of your actual income."
@ESH54
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