No, Health
Savings Accounts (HSAs) are individual accounts.
Based on your description, I am assuming that you are both
covered by your High Deductible Health Plan (HDHP) provided through your
work. If you are both covered under the
same plan, it is considered a “family” plan.
Even with a family plan, the HSA associated with that plan would only be
in your name, not a joint account. That
means that you are the only one who has
an HSA. This is true even though
your spouse has a card to use and can spend the funds in the account.
In order for your spouse to have her own HSA, she would need
to be covered on a separate HDHP through her work or another source.
