BillM223
Expert Alumni

Deductions & credits

@michstanifer

 

This poorly-worded question is the result of trying to fix a previously poorly-worded question. The question does not even apply to a large number of taxpayers (like you who has no personal HSA), but you are not told that.

 

@Jenwa

 

I assume that there is a form 8889 in your name on your return? (note that each spouse with an HSA gets one).

 

You are correct that of you did make any contributions to or take distributions from the HSA, then you should not have to report your HSA activity on the 8889.

 

When you said that you, too had an HSA, then you went through the part of the HSA interview in which you indicated that you had HDHP coverage for the year. This is what fixed your "problem" because TurboTax decided that there was no lapse since you showed coverage in both 2019 and 2018.

 

However, the problem appears for those taxpayers who don;t have a personal HSA. They are never asked if they have coverage in 2019, so when they answer "Family" or "Self" that the December 1, 2018 question, TurboTax mistakenly thinks that their coverage lapsed when it didn't.

 

Well, all's well that ends well... 

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"