Deductions & credits

The IRS requires you to file a form 8889 if any contributions were made to your HSA or distrbutions taken from your HSA. The form 8889 is completed based on the answers that you give in the HSA interview.

While the HSA interview refers to the 1099-SA, you don't actually have to enter one to complete the HSA interview.

Since your employer made the contributions to your HSA, there is probably an amount on your W-2 in box 12 with the code of "W". This is your employer's contribution, and TurboTax carries it automatically to the form 8889.

Because you don't have any distributions (the 1099-SA) and since you didn't make any contributions outside of your employer, while you do have to do the HSA interview, you won't have to enter any dollar amounts, but you will need to answer a series of questions.

You want to do this because without a completed 8889, the amount of money that your employer contributed will be considered taxable instead of being tax-free like it should be.

Be sure to complete the entire HSA interview in order to get your tax break.

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