@hfang1989 wrote:
Hi, I have the same issue. However, my case is that I forgot to update health insurance information with my employer after we got married. Is there a way to fix it and get money back. Thank you.
The only thing you can do is take a medical expense itemized deduction for any premiums you paid that you paid income tax on, that were paid for your spouse or dependents. (Premiums from before the person became your spouse would not be deductible, unless the person qualified as your tax dependent.) If you paid income tax on the employer and employee share of medical insurance premiums, you can list that as a medical expense as if the employer gave you a raise, taxed you on it, and you purchased the insurance. Be sure not to list your own pre-tax premiums. And because of the 7.5% rule for medical expenses, you might not actually get much benefit.
There isn't any other way I know of to change the imputed income rule if you failed to notify your employer in a timely manner.
