I am not sure the HSA questions have any bearing for a non-dependent child.
If you have an HSA, you have, or had, insurance. If we assume you had insurance that kicked in over an 8K deductible, you paid 1K with the HSA and your mother paid 7K, then the 7K is deductible to you. The 7K is considered a gift to you. The 1K is not deductible because it came out of the HSA.
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