Thanks @jtax and @JohnW222 . I will be closing that account to avoid future situations like this in the future.
Should I proceed with adding this 1099-INT on my return and have my mom do the nominee process as described above (although there would be no way for her to reflect that this is on my return) given its my income or have her put the 1099 on hers alone, although it wont really change her tax for such a minimal amount I just want to make sure i'm following the correct process on this.
