@ultrasurf I never did receive a satisfactory answer. I agree with you - since the numbers on the forms that are actually sent to the IRS are correct, I think I'm just going to submit my returns as I originally had it (entering each 1098 separately, entering 0 for the adjustment for interest, and manually adjusting the home acquisition debt).
The worksheet still looks messed up since it keeps adding the balances on some of the lines, but it doesn't affect the final numbers on the IRS forms, which are correct.
Not pleased with this outcome, as I believe TT should be able to handle refinancing without such manipulation (either adding 1098s together or changing automatically calculated numbers).
