Just saw this:
What if I don't have a 1098?
That's OK. You can get your mortgage info by going to your lender's website. Other documents, like your monthly mortgage bills and your Closing Disclosure (or HUD-1), will also have some of this info.
Your lender should send you a 1098 by January 31, so if you haven't received one by then, contact them.
There are a few exceptions where you wouldn't receive a Form 1098:
- If you paid less than $600 in mortgage interest, your lender doesn't have to send you a 1098. You can still get your info using those other sources.
- If you have a loan on an RV or boat that you use as a home, your lender won't send you a 1098. You may still be able to claim this interest.
