I made 2019 HSA contributions at Company A, transferred this amount via a trustee-to-trustee transfer to Company B (where I also made 2019 contributions).
Now if I add box 12d W amounts from both of my W2's the total amount is higher than the annual limit, and I'm getting asked about excess HSA contributions.
Trying to figure out if a trustee-to-trustee transfer (that includes current tax-year contributions) counts towards the annual contribution limit or not.
Getting conflicting information here - 1st link below states "doesn’t count towards your annual contribution", 2nd link below states "if you made current tax-year contributions to your prior HSA, those contribution amounts will be counted toward the annual IRS contribution limit".
https://medium.com/@livelyme/hsa-rollovers-and-transfers-demystified-a757c9d7fc4e
http://www.hsabank.com/hsabank/members/transfer-rollover-hsa-funds
The 'Tip' section on the IRS link below makes it seem like it doesn't count towards the limit, and states 'Do not include the amount transferred in income'. How do we not include this as income - is this done by manually editing the box 12d W amount from the Company A W2 form in TurboTax?
https://apps.irs.gov/app/vita/content/37/37_08_005.jsp?level=basic
https://www.irs.gov/pub/irs-pdf/p969.pdf (also not super helpful)
Thanks!
