My father died in February, leaving me the house that we lived in. I have made the payments all year via transfer into his account (he went into a nursing home in January). I just set up the payment to auto deduct from my account (Nov.) and an assumption will take 90-120 days, per the bank. The bank says I cannot deduct the interest for this year since I am not named on the mortgage (just the Deed). I have lived in the home continuously for 3 years, make all the utility payments (in my name) and had it painted in September. Will I be allowed to deduct the interest? How do I prove it to the IRS?
