NCPerson: Yes, I'm doing 2019. I was told that the remaining subsidized amount would be deducted from my return, which doesn't make sense because I never saw any of that money in the first place for them to remove.
Basically it seems like:
Government: Hey, we promise to give you X amount of money per month for the rest of the year.
Me (midway through year): I don't need the money, so you can keep it.
Government: OK. Well, I'll keep it then. And how about I take X amount FROM you as well?
Me: But you didn't even give it to me in the first place!
There is no benefit I received that I would be reimbursing them for.
