Thanks for your detailed response... but to be perfectly clear, once I went on Medicare in May of 2019 I should stopped HSA contributions? If so, I'm perplexed as to why I wasn't aware of this and seems like my HSA holder should have notified me when I was about to turn 65 (unless I just missed it).
As it is, my over-contribution is $900. Turbo Tax is suggesting I may want to withdraw that amount but it will only save $50 in taxes and I'm wondering how I will justify using it for medical expenses, unless I'm allowed to set it aside and use it in 2020. Can you speak to this issue for me? Thanks!
