Based on what you have described, you cannot contribute $8,000 for 2019. Your contribution limit is prorated based on months of eligibility. Beginning with the first month you are enrolled in Medicare, your contribution limit is zero.
If you are, or were considered an eligible individual for the entire year and didn’t change your type of coverage, you can contribute the full amount based on your type of coverage. However, if you weren’t an eligible individual for the entire year or changed your coverage during the year, your contribution limit is the greater of:
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The limitation shown on the Line 3 Limitation Chart and Worksheet in the Instructions for Form 8889, Health Savings Accounts (HSAs); or
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The maximum annual HSA contribution based on your HDHP coverage (self-only or family) on the first day of the last month of your tax year.
Pub 969 Tax-Favored Health Plans
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