No. That response is not correct. What Turbo Tax does is ignore your interest deduction if you press "continue" after entering it. After entering interest, dont press "continue" but instead just move to another page and the interest will stay put and if the itemized are greater than standard, it will stay itemized. What is happening is when you key in "no" to the question regarding how large your mortgage is and it "not"/No applying to you, if you hit "continue", it changes the no response to yes and the interest is not included and that puts you total deductions less than 24,400, thus turbo gives you the standard deduction. Like I said, after you respond "no" to the mortgage amount not being more than the limits, do not press continue, page page out and you will be fine. MB
