We always had an HSA while my husband was employed. He is now retired and we have short term health insurance for 2019. We were unaware, and were not informed by our insurance broker or bank , when we got the short term policies that we could not have an HSA. Can we have an HSA? We opened one with a credit union not knowing this rule and used it throughout the year. Can we just not report the 1099-SA and not take the tax credit? Thanks
