Thank you - I have my annual statements and all one has to do is add up the medical which is actually shown in box 5 and add up the dental premium which is on my annual statement both are taken from my monthly payout. The problem I have is they (the Govt.} issuing the 1099r never adds the dental and because it amounts only to about a 13% extra refund on the amount paid I usually don't bother with it. It is just a pain for the few $$$ that I would receive and not worth the trouble if I could actually get it. OPM never gets it right, maybe one day they will. Thanks Again
