Hey @dmertz ,
Appreciate your insight on this topic. My situation is similar to the original poster, but a little more nuanced.
In 2019 (and 2020) I was (and continue to be) covered by my mother's family HDHP as an eligible independent child. On Jan 1, 2020, I received individual HDHP coverage from my employer and a corresponding HSA account.
I know that I am eligible to contribute to my HSA because I am covered under 2 qualified HDHPs. What I would appreciate help in understanding is whether I am eligible to contribute up to the individual or family limit for 2019 (and 2020).
Thank you,
Adam
