Got a message in the Deductions & Credits section when doing the IRA deduction that our Modified Adjusted Gross Income (MAGI) is too high. To be able to deduct a contribution for a Roth or Traditional IRA you can't have a MAGE over $123,000 while being covered by a retirement plan at work.
We are $1,586 from that cutoff but didn't maximize our HSA last year. Is there any way to retroactively fix this or somehow lower our MAGI so we are able to deduct?
Thanks!
