Deductions & credits

who borrowed the money? who owns the home?

 

see IRS publication 936.....it states:

 

"Generally, home mortgage interest is any interest you pay on a loan secured by your home
(main home or a second home). The loan may  be a mortgage to buy your home, or a second
mortgage." 

 

you may have nothing more than a gift of a very caring son-in-law.