My 87 year old mother-in-law is a legal immigrant that is totally dependent upon us. We've paid for medical insurance for her for the past 3 years but she doesn't qualify for any ACA assistance and immigrants can't get Medicare for 5 years. We bought her a plan in 2018 and 2019 that is not on the Healthcare.gov site but it covers what she needs, seems better than the ACA plan from the company and costs less than the ACA plan. I've gotten a 1095-B but NOT a 1095-A for her. Should I still deduct the insurance premiums? If so, should I list a blank 1095-A even though I don't have one? If I list a blank 1095-A, the refund is about $1400 more than if I delete the blank 1095-A but it doesn't seem right to be blank.
And, where do I put the insurance premiums? Right now I have them under Medical Deductions in the "Additional medical insurance premiums" box. Is that correct?
