Box 2 of form 1098 indicates the outstanding principal as of January 1, 2019. If this amount is 0 on your form, you can verify the amount by looking at your January 2019 mortgage bill. Another option would be to contact your lender if you think the amount shown in Box 2 of Form 1098 is incorrect. Is it possible that your mortgage was sold to another company or you refinanced? This may explain why Box 2 shows 0 on your form.
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