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High Deductible Health Plan Eligible Individual
My wife has been under my insurance through my employer for several years. I am asked in TurboTax, "What type of High Deductible Health Plan did my wife have on December 1, 2018?
If she had HDHP coverage on December 1, 2018, but failed to be an eligible individual for other reasons, select None."
My options to select are Family, Individual, and None.
I am not sure which to select. If I select Family I am prompted that "We see that she had a break in her coverage during 2019. Let us know if it was due to disability."
There was no break in her coverage for several years. She has always been under my plan so I am confused if I should select None for the first HDHP coverage on December 1, 2018 question.
Thanks for any advice on this subject.