NJ does have an insurance mandate for 2019
Shared Responsibility Payment
Failure to have health coverage or qualify for an exemption may result in the assessment of a Shared Responsibility Payment (SRP) on your New Jersey Income Tax return.
Individuals who are not required to file a New Jersey Income Tax return are automatically exempt from the SRP.
The amount of the SRP is generally based on your income and family size and is capped at the statewide average annual premium for Bronze Health Plans in New Jersey.
While deciding on what’s right for you and your family, it is important to note that the SRP is subject to the same penalties and interest as New Jersey Individual Income Tax.
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