@charlenecavanaugh64
The question "What type of High Deductible Health Plan did you have on December 1, 2018?" is asked of all taxpayers, not just ones with an HSA.
Why? Because you may have had an HSA and HDHP coverage in 2018 and not in 2019. These are exactly the sort of people that need to answer this question.
Unfortunately, the question does not tell you first that if you did not contribute to an HSA in 2018 or even have HDHP coverage, you should answer "None".
I would treat this screen as really being three questions:
1. Did you have HDHP coverage in 2018?
2. Did you contribute to your HSA in 2018?
3. If the first two are true, then What type of High Deductible Health Plan did you have on December 1, 2018?
Everyone else should answer None.
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