@PaulaM
Your last comments strike me as emphatic and specific..... While I truly appreciate all of the returns on this question, that many have and question when the time comes.... your last lines strike a cord
"Do not report the sale of your main home on your tax return unless:"
- You have a gain and do not qualify to exclude all of it,
- You have a gain and choose not to exclude it, or
- You have a loss and received a Form 1099-S.
Thank You - To All and Everyone
To confirm, we do not appear to have a 1099-S. What we do have in it's place is a "Certification For No Information Reporting On The Sale Or Exchange Of A Principle Residence". It is a 2-page 3-part document with "Yes" and "No" answers. We lived in it since the late 90's as our main home. Never renter or used as business. It sounds like even the IRS does not want us to report same - unless necessary. We are just trying to be sure. thanks
