I'm having a similar issue with multiple forms, just without CA being the State. I had an original loan in 2018 which was refinanced in 2019 and immediately transferred to another lender. I therefore have 3 1098's but the questions that are asked don't really make sense. This seems like a very common occurrence and the QA should be a lot clearer as to the right selection to be made. After reading through these posts, I'm still unsure of what the right thing to do is...and adding them all into one 1098 doesn't seem like the best way to go.
