I am self employed with an HSA. I made maximum allowable contribution at the beginning of the year and, of course, made deductions all for qualified medical expenses. When I enter the gross distribution amount (box 1 in Form 1099-SA) my calculated refund is immediately reduced for both federal and state refunds for a total of close to $1,000. I reviewed several posts and googled this issue and don't understand why it is reducing my refunds. Any comments would be greatly appreciated!
