Question: My wife passed away in March of 2019 at age 54. She had a Fidelity Traditional IRA and I have a Fidelity Rollover Traditional IRA. In March of 2019 after she passed away, I asked Fidelity to transfer all of my wife's Traditional IRA to my Traditional IRA. They did that and the end of March 2019 statement for my IRA shows the transfer into my IRA. However, I don't have any document saying her IRA changed to me or document saying the assets went to an "Inherited" IRA. Should there be documentation of that? Fidelity says that the transfer "was coded correctly". All of the money is in my IRA as of the end of March 2019. I did receive a 5498 in her name in the mail from Fidelity just recently (Jan 2020) since she contributed to her IRA in January 2019 before passing away. The statement shows an account balance of zero as of 12/31/2019. Do I need any other documentation saying that I am assuming the IRA as my own as the spouse?
