Hi,
My spouse wasn't working for most of 2019 until September. Due to company's mandatory 90 days probationary period, her 401k contribution only kicked-in on the last paycheck on 2019, for a total annual contribution of only $21.60. Right now, in turbotax, due to our combined income, neither of us are eligible for IRA deduction.
Can she catch up with her 2019 401k contribution? Or is there still a possibility for her to contribute to her IRA?
What are our options to either max. up the 401k or IRA?
Best Wishes,
Joshua
