What you say is true, but you cannot have had any home equity or HELC loans that were not used to improve the home.
If you took an original mortgage on your home before 2017, but at any time refinanced it in any way, and took out cash that was not used to improve the property, the interest is limited.
According to the IRS:
"Note. Interest on home equity loans and lines of credit are deductible only if the borrowed funds are used to buy, build, or substantially improve the taxpayer’s home that secures the loan. As under prior law, the loan must be secured by the taxpayer’s main home or second home (qualified residence), not exceed the cost of the home, and meet other requirements."
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