So, I have a complication as my 2013 loan had points that I've been amortizing but since I refinanced with the same lender in 2019 the IRS publication indicates that I must take remaining points balance and amortize with my new loan. If I check the box "Check this box if you refinanced your loan with a different lender, paid off this loan, or sold the property" then TurboTax will apply all remaining points as a deduction this year which seems contradictory. What is the correct way to handle the remaining points from the refinanced loan since I did refinance and get a new loan with the same lender??
