It specifically says on the IRS publication: "Mortgages you (or your spouse if married
filing a joint return) took out after December 15, 2017, to buy, build, or substantially
improve your home (called home acquisition debt), but only if throughout 2019
these mortgages plus any grandfathered debt totaled $750,000 or less ($375,000 or
less if married filing separately)."
My mortgage was significant less than $750,000
