I just went through the HSA section under Income & Expenses and I found that I was asked the same question prior to being asked about coverage.
If you answer that question, No, a few screens later you will get a screen that allows you to indicate your plan for each month.
There is also an HSA section under Deductions & Credits. If you go through that one, it asks about the entire year in one question.
It is awkward, but if you answer the HSA questions in the Deductions & Credits tab, it makes more sense.
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