lkljunky
Returning Member

Does last month rule affect previous year HSA contribution?

Hi,

I was enrolled in a HDHP for all of 2019, but I no longer have a HDHP in 2020.  I would still like to make a previous-year contribution to my HSA for 2019.  Can I still do that (I know I can make a previous-year contribution until April 15, but am I still allowed since I stopped HDHP coverage in 2020)?  Do I have to worry about the last month rule or the testing period?

Thanks for the help!