I feel like I may have been victimized by predatory sales and lending practices. The system cost about $25,000. I was sold on what I thought would be a $7-$8,000 refund I would get in addition to the $5-6,000 I normally get each year from the IRS.
I bought the panels with a loan. The loan has an introductory period, where you only pay on like $16,000 of the loan, and if you don't give them the $8k within 18 months the loan goes up to the full amount, and the payment goes up as well. That makes it so that my loan payments on the panels cost more than my electricity did before solar, so that makes going green a luxury for those who make much more money than I do.
So, I'm trying to figure out how to get that money. I've been thinking that maybe there's a way I could do my refund this year that would give me that additional rebate, but that would give me a tax liability next year that would be covered by the solar panels. However, I don't know how to do that without maybe committing fraud, which would get me in big trouble and possibly have to pay more, and maybe lose my job as well.
I'm a disabled war veteran. I'm also looking for legal help to get out of the contract, as I feel like I was scammed.
