My HSA account was closed by bank for inactivity. Unfortunately they have been sending all the communications to my closed account and they put my account as "Account Escheated". When I contacted my bank they sent me the check of remaining balance. Now I don't know what to do with this remaining balance to avoid the penalty.
I've HDHP plan through my spouse who has a HSA account under her name. My question is that if I can transfer my check to her HSA account and if that will help me in avoiding penalty. If yes, how can I do it? Should I deposit check to my checking account, and then transfer money to my spouse's HSA account? Would that work?
