Deductions & credits

Thanks for a detailed answer dmertz.

The plan is specific to my dentist. It covers the normal course of treatment for a year which includes specifically 2 exams, 2 teeth cleanings, full X-rays yearly, and 2 fluoride treatments. The $300 cost only includes these services as part of the plan, but paying up front gives me about $30 off as oppose to if I would just pay as I go. And I have to pay the full $300 upfront.

Also by joining the plan, if I need additional services like bite adjustments, fillings, etc., I will only get a discount of 15% off the full price of the service if I pay the full amount when service is rendered. There are no payment plans or services offered at 0 costs, or even highly reduced cost.

This is what it includes specifically:

So to your reply, yes it's payment upfront for a specific course of services considered as normal preventative dental care. Anything outside of the specified services are billed separately.