@dmertz - thank you for your input as well. And your point about the HSA deduction impacting the premium tax credit seems critical to plan for and difficult to strategize.
With respect to the HSA, I signed up for health insurance covering myself and spouse. In the member portal, the HSA associated with the insurance is not titled to one or the other of us. So, I don't see how an HSA is individual when, in fact, this is a family plan. If you were in this situation, where would you be entering the data for the HSA? TurboTax forces you to choose one or both spouses for the HSA.
