Deductions & credits

I am trying to accomplish this for 2020 (next year).  Albeit, I can't use either TT or IRS calculators until early January (since both W4 calculators say it's too late for 2019 (Which I agree with)).  I am wanting to decrease my 2020 withholdings for the anticipated refund difference between not having an real estate loss vs. my actual, anticipated net loss' effect.

 

Ideally, I would increase my 401K contribution (thus affect net taxes withheld each pay period) to increase my take home pay in anticipation of not needing the additional withholdings.

 

Thank you for responding and working with me!