Like I originally stated, the Estate is still open so I can't get a new mortgage until it is closed. My credit score is perfect and the house is fully insured. I am a "Jr." and the Mortgage company is aware but they won't let me assume the Mortgage without going through the whole closing process. I spoke several times with the VP and he said it wasn't worth the closing cost (it's a small Mortgage). The title was transferred about a year ago by my Dad's Estate attorney and I'm just paying the old mortgage. Thanks for letting me know that the interest and taxes are deductible in my situation! Your the best!!
