Thank you for your response.
The quit claim deed was done to add my husband and I as owners with his parents. His parents could not be removed as they still had a mortgage on the property. His parents obtained the mortgage loan for my husband years before I met him because he was unable to qualify on his own.
I was never dishonest with anyone. Maybe my husband lied when his parents initially bought the house for him. All of this is very disturbing. I would hope that wasn't the case but I would not be surprised after everything else that has surfaced through this divorce.
I had no involvement with obtaining the mortgage loan. I've never met the appraiser, tax assessor or had to deal with the insurance company. The payment my husband and I make each month for the mortgage loan includes taxes and insurance. His parents set that up with the initial mortgage that they obtained for my husband. No homestead exemption was ever applied for and no credit is given on the tax bill. I never needed to contact these people/entities. We only paid the mortgage loan payment each month to his parents. It's for reasons like this that we were trying to refinance to remove his parents because I felt like I didn't know what was going on and had no control over our home and financial investment with our home.
Im sorry I guess this is all a bit much. I'll have to see if I'm able to hire a tax attorney in effort to make sense of all of this and do what is right.
Thank you again.
