Deductions & credits

Patience is needed as the program is cobbled together ... the beta version put out  early  is NEVER complete and will need many many updates until it is fully operational in late January or Early February.  The only reason the incomplete program is put out is because the public asks for it and is willing to pay for it   and the DIY program companies are all just as  happy to capture market share ... greed and impatience are to blame for this situation.